- Career Description
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A credit analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, assess credit risk, and make recommendations on loan approvals. This role requires strong financial analysis and modeling skills, as well as proficiency in Excel and data analysis. Attention to detail, critical thinking, and effective communication are essential soft skills. Credit analysts play a crucial role in managing and mitigating financial risk for lenders and ensuring responsible lending practices.
- Hard Skills
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Financial analysis
Credit evaluation
Risk assessment
Financial modeling
Excel
Accounting
Data analysis
- Soft Skills
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Attention to detail
Critical thinking
Communication
Problem-solving
Time management
- Relevant Educations
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Finance
Economics
Business Administration
Accounting
Statistics
Mathematics
- Similar titles
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Financial analyst
Risk analyst
Underwriter
Loan officer
Investment analyst
- Work hours
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Standard Work Hours
Flexibility
Credit Analyst Jobs
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